Here at Northern Payments, we do things differently!
Who We Are
At Northern Payments, we believe in keeping things simple, honest, and customer-first — just like our Northern roots.
We offer UK and EU businesses free, impartial advice on the best card payment providers. You won’t need to speak to multiple sales agents. After one quick call, we do all the legwork for you.
From your first quote to onboarding and going live — we’re with you every step of the way.

Our Promise
With nearly a decade in the payment industry, we’ve seen the gap between what customers expect and what they actually get.
You deserve top-tier service from your acquiring bank. Yet even small mistakes can put your business at risk — especially when large providers don’t see the impact.
That’s where Northern Payments comes in. Our strong links with leading acquirers help us secure better terms and give you a second line of support.
You’ll avoid long delays, resolve issues faster, and feel truly heard.
Plus, you’ll get a client portal to track progress and speak with a real human — not a robot.


Our Yorkshire Roots
We’re based in Harrogate, the heart of Yorkshire. The town’s charm and heritage fuel our work ethic and pride.
Whether you’re a sole trader or a multinational limited company, we treat every customer with the same level of care, honesty, and attention. Getting you the right deal matters to us.
What We Stand For
Our mission is clear: remove the stigma for businesses seen as “high-risk” and simplify the merchant account journey.
Many companies struggle with rejections, vague answers, or poor fit providers. We help cut through that confusion.
With experience across the full payments journey — from setup to going live — we’ll support you with clarity, confidence, and actionable advice.

How We Support You:
We keep you informed from start to finish, so you can sign with confidence and receive the service you were promised.
✅ No hidden fees
✅ No sudden cancellations
✅ No delays from wrong setups
Our team provides hands-on support, chasing logins, resolving declined payments, and managing tickets on your behalf.
And best of all — it’s completely free.
Fill out the form below and we’ll be in touch quicker than it takes to make a cuppa!